I make a conscious choice to buy food that are unprocessed, which means we eat a healthy amount of fresh fruits, vegetables, and meat. I believe the healthiest diet is to have balance of everything.
When I went to Healthy Options at Robinsons Magnolia a few weeks ago, Uniqlo just opened and was having an opening sale. A lot of items were offered at a discount that I was tempted to buy a few things for myself, too. I didn't feel that guilty because on top of the discount that I got because of the opening sale, I was able to get a further discount of 1.5% simply by using my UnionBank CashBack MasterCard.
1. There is Unlimited Savings by getting rebates on EVERYTHING. Earn 1.5% cash back on ALL your purchases. There’s no need to remember confusing spend categories because you earn 1.5% cash back on EVERYTHING.
2. There are NO MINIMUM SPENDS. You don't need to spend a minimum amount to qualify for the rebate. ALL your purchases are qualified.
3. There are NO CAPs on the rebates.. There is no maximum amount in the monthly rebate they give out. You earn back 1.5% on EVERYTHING that you spend.
4. There is no expiration on the rebates. The cash back you earn DOES NOT EXPIRE, so redeem at your convenience. This is an important note for me because the reward points I earn with another international bank are valid only for three years. And there are no reminders to inform that the points are about to expire, so I've had my reward points convert to zero balance. Bad trip, di ba?
5. There is a Year-End Account Summary. So helpful because it allows you to see your whole year credit card spending by category. Now that is convenience!
If you are a regular visitor to the blog, then you know that I have started switching my family's diet to incorporate more "real food." In fact, I just introduced a new section in the blog, called #CLEANerEATING where I share healthy ideas and recipes that I have tested in the #TPMkitchen as I prepare meals for my family and get them to enjoy eating fresh fruits and vegetables, whole grains, lean proteins. This Clean Eating lifestyle is primarily based on the idea that the best way to eat is to abundantly enjoy a variety of whole foods -- that is, foods as close to their natural state. No counting calories here, thoughts on turning vegan or vegetarian not entertained also, but the focus here is on good quality & healthy food. Which is essentially my kind of lifestyle.
Do you want a discount on ALL your purchases, too? Be a smart shopper and apply for a #UnionBankCashbackMasterCard.
-Fill out an online application form from http://unionbankph.com/personal/credit-cards/cards/177-cash-back/389-unionbank-platinum-mastercard
-Download application form and fax it to (02) 636-6256
-Visit your nearest UnionBank branch
For more information, call their Customer Service Hotline at +632 8418600 or Domestic Toll Free 1-800-1888-2277.
To know more, visit their FaceBook page: https://www.facebook.com/unionbankcreditcards
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For specialty items that are not available in the grocery, I go to Healthy Options. This is where I go to stock up on quinoa, manuka honey, organic tea blends, and a whole lot others. I think we really have to pay a premium for healthy and/or organic items. It is like investing in our health.
Are you as crazy over discounts as I am? Then read further, and let me share with you my recent discovery on how to shop and save at the same time.
My grocery bill is crazy high... unbelievably so! I always say my family eat too much and too often! To be honest, seeing my bill grocery everytime I do the groceries is quite a scary experience for me... parang I'm shopping for 2 families. Yikes talaga! Food & grocery are my family's biggest expense. If only groceries had a discount program for frequent shoppers!
UnionBank CashBack MasterCard makes me earn while I shop because it gives me a cash rebate on ALL my purchases. As a busy mom, I don't want to bother myself with remembering which card offers what rewards. I just want everything to be simple and clear.
Reasons Why I Choose UnionBank CashBack MasterCard:
2. There are NO MINIMUM SPENDS. You don't need to spend a minimum amount to qualify for the rebate. ALL your purchases are qualified.
3. There are NO CAPs on the rebates.. There is no maximum amount in the monthly rebate they give out. You earn back 1.5% on EVERYTHING that you spend.
4. There is no expiration on the rebates. The cash back you earn DOES NOT EXPIRE, so redeem at your convenience. This is an important note for me because the reward points I earn with another international bank are valid only for three years. And there are no reminders to inform that the points are about to expire, so I've had my reward points convert to zero balance. Bad trip, di ba?
5. There is a Year-End Account Summary. So helpful because it allows you to see your whole year credit card spending by category. Now that is convenience!
I've had my UnionBank CashBack MasterCard for 2 months already, and I am happy to report that I am able to shop smart and save big!
With the UnionBank CashBack MasterCard, it seems like I'm buying everything on sale because of the cash rebate that applies to ALL my purchases!!
Listen to my friend Kris as she explains why UnionBank CashBack MasterCard is the card for her, too! I do trust Kris because she is not the OC Mom in Manila for nothing... OC siya even with financial computations.
Do you want a discount on ALL your purchases, too? Be a smart shopper and apply for a #UnionBankCashbackMasterCard.
-Fill out an online application form from http://unionbankph.com/personal/credit-cards/cards/177-cash-back/389-unionbank-platinum-mastercard
-Download application form and fax it to (02) 636-6256
-Visit your nearest UnionBank branch
For more information, call their Customer Service Hotline at +632 8418600 or Domestic Toll Free 1-800-1888-2277.
FOLLOW ME!
It is very tempting to get that card! How do you get back the rebate? Do they add it in your credit? I have one card now, but I don't know where to use the amassed points.
ReplyDeleteWe had our credit card on hold until next year. It can be very tricky to own one. We do keep debit cards as they still function like credit cards in some ways, one of them is Union Bank Eon. Not that I'm against credit cards, I'm not. We still plan on getting it reactivated once we clear ourselves of our current financial obligations. :)
ReplyDeleteI was looking at your groceries. We're transitioning to real food diet and I was already looking at your stash, haha. You can get Quinoa for a lower price daw at Makati Supermart, but the good thing about Healthy Options is that all the healthy ones are in one store. Just a bit pricey nga lang. Our eldest was once on a strict GFCF diet and we bought all his diet needs there.
I also have a credit card but i normally use it in online purchases. I rarely bring my credit card because sometimes it's tempting to buy things specially "sale" items.
ReplyDeleteWe're on a tight budget kaya one card lang muna kami hehe:) and btw, I get my tea at Healthy Options. Nice place to shop.
ReplyDeleteLike you, I also consider credit card as my first payment option, sayang kasi rabates. I'm using a different card and as far as I can remember, we get 2% rebates.
ReplyDeleteIt's really good to use just one card, easier to manage. It won't get any interest charge if it's paid in the same billing cycle as your purchases so, yes, that's my first payment option, too, at least I get to earn points and have rebates.
ReplyDeleteI was also looking at your groceries! Reminds me to go back to real food, too. I don't use credit cards anymore, though, especially when I discovered BPI's prepaid card that also comes with rewards.
ReplyDeleteI remove all my credit card it's tempting I just use debit card. But will check the Unionbank that offers cash back without minimum amount to spend
ReplyDeleteI've only just managed to claw out of credit card debt so I'm still a bit leery of cards, ha ha! but the rebates definitely sound interesting! looking forward to your posts on cleaner eating!
ReplyDeleteI used to be a credit card gal until I became I mom. I just limit credit card use on big purchases since it's hassle to bring cash. But I like credit cards that offer rebates. I'll check this out. Thanks for sharing! :)
ReplyDeleteI agree with everything you've written on the first paragraph. Haha. This sounds like a great card to have. I have cashback with a different bank and it's confusing to have to remember what purchases are eligible for rebates and which don't. Plus, it has a maximum rebates amount. Grr. Hehe. Will look into this unionbank some more. :)
ReplyDeleteCredit card is not for someone like me na mahina ang pangontrol sa pera. But hubby would like me to have one for emergency purposes daw. Ayoko pa rin. :D
ReplyDeleteWow!! Instant rebates. I also get rebates on my CC pero on Ayala Malls only. Hehehe!
ReplyDeleteI don't like carrying cash with me so I always bring my credit card. But I don't use it on my food purchases. My thinking was like this kasi: nakain mo na pero hindi pa bayad. And it pains me (my wallet actually) when I pay the food-related expenses later pa. So, I use debit card instead for our food and groceries. Still, no cold cash involved. Hahaha...
ReplyDeleteI have a Unionbank card because I use it for my Paypal withdrawal, it's a Debit card. I haven't tried quinoa yet and my friends are telling me that it's a good alternative for rice if you want to be healthy and control your weight. Ang mahal kasi.
ReplyDeleteBTW, it was nice seeing you at the Coverderm event last week :)